Pengaruh Tingkat Suku Bunga Simpanan Terhadap Jumlah Tabungan Deposito Pada PT Bank Rakyat Indonesia Unit Daya

Muhtar Muhtar, Abdul Karim

Sari


Penelitian ini bertujuan untuk mengetahui apakah tingkat suku bunga simpanan berpengaruh terhadap jumlah tabungan deposito pada PT Bank Rakyat Indonesia Unit Daya. Metode penelitian yang digunakan adalah pendekatan kuantitatif dengan desain penelitian kausalitas, yaitu mencari hubungan dan pengaruh antara variabel tingkat suku bunga simpanan dan jumlah deposito. Pengujian dilakukan dengan menggunakan bantuan aplikasi statistik software SPSS 28,0. Hasil penelitian menunjukkan, t-hitung 4,715 lebih besar dari pada t-tabel 2,028 dan nilai signifikan 0,000 < 0,05 bahwa secara empirik variabel tingkat suku bunga simpanan berpengaruh positif dan signifikan terhadap jumlah deposito pada PT Bank Rakyat Indonesia Unit Daya.
Kata Kunci: Suku Bunga Simpanan, Deposito

Teks Lengkap:

Download PDF

Referensi


Abduh, T., Remmang, H., Abubakar, H., & Karim, A. (2024). Entrepreneurship and MSME market orientation toward creative industries: Society Era 5.0 in Makassar city. Asian Economic and Financial Review, 14(2), 76-87. https://doi.org/10.55493/5002.v14i2.4964

Alfiani, A. P., Rerung, A., & Sunaryo, A. (2021). PENGARUH TINGKAT SUKU BUNGA DEPOSITO TERHADAP JUMLAH DANA DEPOSITO BERJANGKA PADA PT. BANK TABUNGAN PENSIUNAN NASIONAL Tbk. Jurnal Ekonomi dan Bisnis, 11(2), 1-7. https://doi.org/10.55049/jeb.v11i2.62

Arifin, Z. (2020). Metodologi penelitian pendidikan. Jurnal Al-Hikmah, 1(1).

Asmirah, A., Surya, B., Karim, A., & Sobirin, S. (2023). CIRCULAR MOBILITY AND POVERTY IN URBAN MAMMINASATA METROPOLITAN INDONESIA. Studies in symbolic interaction. Emerald Group Publishing, 46(12), 2-17. https://doi.org/10.61586/4ak2o

Bahtiar, A. S., & Karim, A. (2021). The Role of BUMDes in Sustainable Economic Development at Enrekang Regency. Journal of Logistics, Informatics and Service Science, 1, 117-132. DOI:10.33168/LISS.2021.0108

Daga, R., Karim, A., Nawir, F., Lutfi, A., & Jumady, E. (2024). Analysis of Social Media Marketing Technology and Online-Based Consumer Purchase Interest in South Sulawesi. Quality–Access to Success, 25(199), 330-337. https://doi.org/10.47750/QAS/25.199.36

Hasniati, H., Indriasari, D. P., Sirajuddini, A., & Karim, A. (2023). The Decision of Women in Makassar City to Entrepreneur. Binus Business Review, 14(1). https://doi.org/10.21512/bbr.v14i1.8936

Iskandar, I., Surya, B., Asmirah, A., & Karim, A. (2023). Violence Against Children: The Impact of Social Media and Solving Social Problems Based on Local Wisdom in Makassar City, Indonesia. Studies in symbolic interaction. Emerald Group Publishing, 46(12), 18-46. https://doi.org/10.61586/n1u8m

Juharni, J., Sobirin, S., Dewiana, D., & Karim, A. (2024). The Implementation of Community Policing Policies in the Era of the Industrial Revolution 4.0 to Prevent Social Conflict in the Maros Resort Police Area. https://doi.org/10.59670/ml.v21i2.5853

Karim, A., Asrianto, A., Ruslan, M., & Said, M. (2023). Gojek Accelerate Economic Recovery Through the Digitalization of MSMEs in Makassar. The Winners, 24(1). https://doi.org/10.21512/tw.v24i1.9388

Karim, A., Musa, C. I., Sahabuddin, R., & Azis, M. (2021). The Increase of Rural Economy at Baraka Sub-District through Village Funds. The Winners, 22(1), 89-95. https://doi.org/10.21512/tw.v22i1.7013

Karim, A., Ruslan, M., Burhanuddin, A., Taibe, P., & Sobirin, S. (2023). Contribution of Village Funds to Regional Economic Recovery in South Sulawesi Province. SEIKO: Journal of Management & Business, 6(1), 573-589.

Karim, A., Syamsuddin, I., & Asrianto, A. (2023). PROFITABILITY RATIO ANALYSIS PROFIT GROWTH PT. GUDANG GARAM TBK ON THE IDX FOR THE 2014-2021 PERIOD. International Journal of Economics, Business and Accounting Research (IJEBAR), 7(2), 649-660. DOI : 10.29040/ijebar.v7i2.9133

Karim, A., Syamsuddin, I., Jumarding, A., & Amrullah, A. (2022). The Effect of Gender Independence and Leadership Style on Audit Quality in Makassar Public Accounting Offices. International Journal of Social Science Research and Review, 5(7), 114-126. https://doi.org/10.47814/ijssrr.v5i7.341

Mahaaba, S. K. (2020). Analisis Pengaruh Tingkat Bagi Hasil Deposito Mudharabah, FDR, Suku Bunga, Inflasi, dan PDB terhadap Jumlah Deposito Mudharabah pada Bank Pembiayaan Rakyat Syari’ah (BPRS) di Provinsi Banten. Islaminomics: Journal of Islamic Economics, Business and Finance, 10(2), 104-129.

Mardjuni, S., Thanwain, I. N., Abubakar, H., Menne, F., & Karim, A. (2022). BUSINESS SUSTAINABILITY IN FOOD AND BEVERAGE PROCESSING INDUSTRY THROUGH INNOVATION IN MAROS REGENCY, INDONESIA. Journal of Southwest Jiaotong University, 57(6). https://doi.org/10.35741/issn.0258-2724.57.6.85

Nianty, D. A., & Marlinah, A. (2022). Pengaruh Tingkat Suku Bunga Deposito terhadap Jumlah Dana Deposito. YUME: Journal of Management, 5(3), 553-566.

Ruslan, M., Karim, A., & Haris, A. (2023). Model for Strengthening Micro-, Small, and Medium-Sized Enterprises in Supporting Sustainable Economic Enterprises. Nongye Jixie Xuebao/Transactions of the Chinese Society of Agricultural Machinery, 54(10).

Salim, A., Mustafa, M., & Karim, A. (2024). Integrating Environmental Resilience-Based Spatial Utilization for Eco-Industrial Park: Sustainable Industrial Development. Migration Letters, 21(1), 371-391. https://doi.org/10.59670/ml.v21i1.5186

Sapiri, M. (2023). Understanding Financial Leverage: The Effect of Operating Leverage and Financial Leverage on EPS in Property and Real Estate Companies on the Indonesia Stock Exchange. Atestasi: Jurnal Ilmiah Akuntansi, 6(1), 53-66. https://doi.org/10.57178/atestasi.v6i1.598

Sapiri, M., & Abduh, T. (2019). Pengaruh Kecerdasan Emosional, Komitmen Organisasi dan Organizational Citizenship Behavior Terhadap Kinerja Perawat Rumah Sakit Umum Daerah Kabupaten Paniai Propinsi Papua. Indonesian Journal of Business and Management, 1(2), 48-58. https://doi.org/10.35965/jbm.v1i2.316

Sapiri, M., & Nurhidayanti, N. (2023). Penerapan Model Konsep Digital Marketing dalam Meraup Segmentasi Pasar Melalui Smart Digital Content Marketing. Journal of Economics and Business UBS, 12(2), 1279-1291.

Sayidah, N. (2018). Metodologi penelitian disertai dengan contoh penerapannya dalam penelitian. Zifatama Jawara.

Sholikha, A. F. (2018). Pengaruh Tingkat Suku Bunga, Tingkat Bagi Hasil, Likuiditas, Inflasi, Ukuran Bank, dan Pertumbuhan Produk Domestik Bruto terhadap Deposito Mudharabah Bank Umum Syariah di Indonesia. El-Jizya: Jurnal Ekonomi Islam, 6(1), 1-22. https://doi.org/10.24090/ej.v6i1.2045

Sobirin, S., Taking, M. I., Burchanuddin, A., Karim, A., & Mandala, S. (2023). Potential Analysis of the Agricultural Sector in the Development of an Agropolitan Area in Maros Regency. Nongye Jixie Xuebao/Transactions of the Chinese Society of Agricultural Machinery, 54(8).

Sugiyono, F. X. (2017). Neraca Pembayaran: Konsep, Metodologi dan Penerapan (Vol. 4). Pusat Pendidikan Dan Studi Kebanksentralan (PPSK) Bank Indonesia.

Tofan, M., Munawar, A., Supriadi, Y., & Effendy, M. (2022). Analisis Pengaruh Dana Pihak Ketiga Dan Tingkat Suku Bunga Kredit Terhadap Profitabilitas Bank BUMN. Jurnal Ilmiah Manajemen Kesatuan, 10(1), 97-104. https://doi.org/10.37641/jimkes.v10i1.1280

Umami, G. F., Hadiani, F., & Purbayati, R. (2021). Pengaruh Produk Domestik Bruto, Tingkat Suku Bunga Tabungan Bank Konvensional dan Nisbah Bagi Hasil Terhadap Jumlah Tabungan Mudharabah. Journal of Applied Islamic Economics and Finance, 1(3), 677-687. https://doi.org/10.35313/jaief.v1i3.2617

Wahyuni, N., Kalsum, U., Asmara, Y., & Karim, A. (2022). Activity-Based Costing Method as an Effort to Increase Profitability of PT. Anugrah Ocean Wakatamba. Jurnal ASET (Akuntansi Riset), 14(2). https://doi.org/10.17509/jaset.v14i2.45642

Widodo, W., Gustira, F., Zahara, A. E., & Usdeldi, U. (2023). Pengaruh Tingkat Bagi Hasil Deposito Bank Syariah Dan Suku Bunga Deposito Bank Indonesia Terhadap Jumlah Simpanan Deposito Mudharabah. Ecobankers: Journal of Economy and Banking, 4(2), 112-126.




DOI: https://doi.org/10.37531/mirai.v9i1.6463

Refbacks

  • Saat ini tidak ada refbacks.


Flag Counter

Creative Commons License

JURNAL MIRAI MANAGEMENT is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Web
Analytics